Chances of the following happening to you:- House fire - 1 in 300
- Auto accident - 1 in 30
- Need long term care - 1 in 4
Activities of Daily Living:
1. Dressing
2. Toileting
3. Bathing
4. Eating
5. Continence
6. Transferring (moving into or out of a bed, chair or wheelchair)
Most LTCi companies have requirements that you must not be able to do a specific number (usually 2) of the ADLs in order for your policy to pay benefits.
or supervision when deterioration in mental capacity from Alzheimer's Disease or other forms of dementia.
| Where is long term care provided? | Funding Long Term Services |
| Advantages of Owning an LTCi Policy | Tax breaks for owning LTCi |
| When is the best time to purchase LTCi? | |
| REFERENCES | |||||||||||||||||||
Long-Term Care Your Financial Planning Guide |
The Senior Solution A Family Guide for Keeping Seniors Home For Life! |
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FREE PUBLICATIONS |
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A Shopper's Guide to Long-Term Care Insurance A Complimentary copy may be obtained by calling the National Association of Insurance Commissioners (NAIC) at 1-816-842-3600, emailing them atprodserv@naci.org, or writing: |
"Own Your Future" Long-Term Care Planning Kit A complimentary copy of this publication from the U.S. Department of Health and Human Services can be ordered by calling 1-866-752-6582 (TTY 1-866-752-6582). You may also download it or order it online at: www.longtermcare.gov |
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The quarterly Consumer Information Center Catalog lists more than 200 helpful federal government publications. Obtain a free copy by calling 1-888-8-PUEBLO or on the internet at www.pueblo.gsa.gov/catalog.pdf. |
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HELPFUL WEBSITES |
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