8959 Fruitland Ave - Bridgeville, DE 19933 | 302-337-9400

Insurance Q&A

    Whole Farm Revenue

  • Q. What is Whole Farm Revenue? ?
    A. Whole farm revenue is coverage that protects your farm against loss of Income what you can expect to earn from commodities you produce and buy for resale. It provides risk management for all commodities on the farm under one policy.  It is specifically designed for value added grown crops and livestock, specialty and direct markets. Protects against quality issues and provides coverage for all commodities.
  • Life Insurance

  • Q. How often should I review my life insurance policy??
    A. You should review your policies at least once a year. Anytime a significant life event happens, such as marriage or divorce, birth or adoption of a child or grandchild, significant changes in health to you or your spouse, purchasing a new home, refinancing an existing home, or coming into an inheritance are all times you should review your life insurance policy.
  • Q. If I have Medicare why do I need a supplement policy? ?
    A. Supplemental policies help cover some of the costs that Medicare does not. It helps cover out of pockets costs, coinsurance, and deductibles, not covered by Medicare parts A&B
  • Employee Insurance

  • Q. What are employee supplemental benefits??
    A. Supplemental benefits are any insurance coverages you provide your employees above and beyond typical health care. Some of the most common benefits are accident, disability and short term disability insurance, long term care, life and dental. Offering these additional benefits to employees help increase job satisfaction and make your company more attractive to potential new employees.